@font-face { font-family: "Poppins"; src: url("../assets/fonts/poppins-400.woff2") format("woff2"); font-weight: 400; font-display: swap; }
@font-face { font-family: "Poppins"; src: url("../assets/fonts/poppins-500.woff2") format("woff2"); font-weight: 500; font-display: swap; }
@font-face { font-family: "Poppins"; src: url("../assets/fonts/poppins-600.woff2") format("woff2"); font-weight: 600; font-display: swap; }
@font-face { font-family: "Poppins"; src: url("../assets/fonts/poppins-700.woff2") format("woff2"); font-weight: 700; font-display: swap; }

:root {
  --gold: #FFC512;          
  --gold-dark: #FFC512;     
  --alert: #D93025;         
  --ink: #1C2024;
  --ink-soft: #262B30;
  --paper: #FFFFFF;         
  --paper-dim: #FFFFFF;
  --line: rgba(28, 32, 36, .14);
  --line-light: rgba(252, 251, 250, .18);
  --maxw: 1386px;   
  --pad: clamp(20px, 4.5vw, 48px);
  --sec: clamp(64px, 9vw, 112px);
  --radius: 14px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: "Poppins", system-ui, -apple-system, sans-serif;
  font-weight: 400; font-size: 16.5px; line-height: 1.65;
  color: var(--ink); background: var(--paper);
  -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
ul { list-style: none; }
small, .fine { font-size: .78rem; line-height: 1.55; opacity: .82; display: block; }

.wrap { max-width: var(--maxw); margin: 0 auto; padding-left: var(--pad); padding-right: var(--pad); }
section { position: relative; }
.sec { padding-top: var(--sec); padding-bottom: var(--sec); }


h1, h2, h3 { font-weight: 600; letter-spacing: -0.015em; }
h1 { font-size: clamp(2.35rem, 6.2vw, 4.15rem); line-height: 1.04; }
h2 { font-size: clamp(1.65rem, 3.6vw, 2.55rem); line-height: 1.14; }
h3 { font-size: 1.12rem; line-height: 1.35; }
.lead { font-size: clamp(1.02rem, 1.6vw, 1.2rem); line-height: 1.6; }
.eyebrow {
  display: inline-block; font-size: .76rem; font-weight: 600;
  letter-spacing: .15em; text-transform: uppercase; color: var(--ink); opacity: .55;
  margin-bottom: 18px;
}
.on-dark .eyebrow, .on-photo .eyebrow, .on-card .eyebrow { color: var(--gold); opacity: 1; }

.sec-head { position: relative; margin-bottom: clamp(28px, 4vw, 44px); }


.btn {
  display: inline-block; background: var(--gold); color: var(--ink);
  font-weight: 600; font-size: 1rem; text-decoration: none;
  padding: 16px 30px; border-radius: 12px; border: 0; cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease;
}
.btn:hover { transform: translateY(-1px); box-shadow: 0 8px 24px rgba(255, 197, 18, .35); }
.btn-ghost {
  background: transparent; color: var(--paper);
  border: 1.5px solid rgba(252, 251, 250, .65);
}
.btn-ghost:hover { box-shadow: none; border-color: var(--paper); }
.btn-row { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.micro { font-size: .8rem; margin-top: 12px; opacity: .8; }


header.site {
  position: absolute; top: 0; left: 0; right: 0; z-index: 50;
  background: transparent; color: var(--paper);
}
header.site .wrap { max-width: var(--maxw); }
.nav-bar { display: flex; align-items: center; gap: clamp(20px, 3vw, 40px); height: 96px; }
.nav-bar .logo { flex: 0 0 auto; }
.nav-bar .logo img { height: 35px; width: auto; }
nav.main { display: flex; gap: clamp(16px, 2.2vw, 30px); margin-left: auto; align-items: center; }
nav.main a {
  color: rgba(252, 251, 250, .92); text-decoration: none;
  font-size: .8rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase;
  white-space: nowrap; transition: color .2s ease;
}
nav.main a:hover, nav.main a.on { color: var(--gold); }
.nav-btn { border-radius: 999px; padding: 13px 26px; font-size: .88rem; white-space: nowrap; flex: 0 0 auto; }
details.burger { display: none; position: relative; }
details.burger summary { list-style: none; cursor: pointer; font-size: 1.7rem; line-height: 1; color: var(--paper); padding: 4px 8px; }
details.burger summary::-webkit-details-marker { display: none; }
details.burger .sheet {
  position: absolute; right: 0; top: 48px; background: var(--ink);
  border: 1px solid var(--line-light); border-radius: 14px; padding: 10px 0; min-width: 240px;
  box-shadow: 0 18px 40px rgba(0,0,0,.45);
}
details.burger .sheet a { display: block; padding: 12px 22px; color: var(--paper); text-decoration: none; font-weight: 500; font-size: .95rem; }
details.burger .sheet a:hover { color: var(--gold); }
@media (max-width: 1080px) {
  nav.main { display: none; }
  details.burger { display: block; }
  .nav-bar { height: 78px; }
  .nav-btn { margin-left: auto; }
}
@media (max-width: 460px) {
  .nav-btn { padding: 11px 18px; font-size: .8rem; }
  .nav-bar .logo img { height: 30px; }
}


.hero { min-height: min(94vh, 920px); display: grid; align-items: center; color: var(--paper); overflow: hidden; }
.hero .bg, .hero .scrim { position: absolute; inset: 0; }
.hero .bg img { width: 100%; height: 100%; object-fit: cover; object-position: 62% 40%; }
.hero .scrim {
  background:
    radial-gradient(ellipse 62% 48% at 50% 50%, rgba(28,32,36,.58) 0%, rgba(28,32,36,.28) 55%, rgba(28,32,36,0) 78%),
    linear-gradient(180deg, rgba(28,32,36,.58) 0%, rgba(28,32,36,.16) 24%, rgba(28,32,36,0) 40%),
    linear-gradient(0deg, rgba(28,32,36,.72) 0%, rgba(28,32,36,.3) 30%, rgba(28,32,36,0) 62%);
}
.hero .eyebrow { color: var(--gold); text-shadow: 0 2px 14px rgba(28,32,36,.8); }
.hero .wrap { position: relative; padding-top: 120px; padding-bottom: 40px; width: 100%; }
.hero h1 { max-width: 13ch; font-size: clamp(2.3rem, 5.8vw, 3.9rem); }
.hero h1 .g { color: var(--gold); }
.hero .lead { max-width: 52ch; margin: 18px 0 6px; color: rgba(252,251,250,.92); font-size: clamp(.95rem, 1.3vw, 1.06rem); }
.hero .honest { font-weight: 500; color: var(--gold); margin: 4px 0 24px; font-size: clamp(.95rem, 1.3vw, 1.06rem); }

.hero .wrap { text-align: center; }
.hero h1 { max-width: 20ch; margin-left: auto; margin-right: auto; }
.hero h1 .g { color: inherit; display: block; }
.hero .lead { margin-left: auto; margin-right: auto; max-width: none; }
.hero .btn-row { justify-content: center; }
.hero .micro { margin-left: auto; margin-right: auto; }
.trust { display: flex; flex-wrap: wrap; gap: 10px 26px; margin-top: 34px; padding-top: 20px; border-top: 1px solid var(--line-light); font-size: .86rem; font-weight: 500; color: rgba(252,251,250,.92); }
.trust .s { color: var(--gold); }


.on-dark { background: var(--ink); color: var(--paper); }
.on-gold { background: var(--paper-dim); color: var(--ink); } 
.on-dim { background: var(--paper-dim); }
.on-photo { color: var(--paper); }
.on-photo .bg, .on-photo .scrim { position: absolute; inset: 0; }
.on-photo .bg img { width: 100%; height: 100%; object-fit: cover; }
.on-photo .scrim { background: linear-gradient(196deg, rgba(28,32,36,.30) 6%, rgba(28,32,36,.72) 48%, rgba(28,32,36,.94) 100%); }
.on-photo .wrap { position: relative; }


.checks { display: grid; gap: 14px; max-width: 760px; }
.checks li { display: flex; gap: 14px; align-items: flex-start; font-size: 1.02rem; }
.checks .tick {
  flex: 0 0 26px; height: 26px; margin-top: 3px; border-radius: 8px;
  background: var(--gold); color: var(--ink); font-weight: 700; font-size: .95rem;
  display: grid; place-items: center;
}
.close-line { margin-top: 30px; font-weight: 600; font-size: 1.15rem; color: var(--gold); }


.offer-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(28px, 4vw, 56px); align-items: start; }
@media (max-width: 880px) { .offer-grid { grid-template-columns: 1fr; } }
.finance-card {
  background: var(--ink); color: var(--paper); border-radius: var(--radius);
  padding: clamp(26px, 3.5vw, 40px); box-shadow: 0 24px 60px rgba(28,32,36,.25);
}
.finance-card h3 { color: var(--gold); font-size: 1.3rem; margin-bottom: 10px; }
.finance-card ul { margin-top: 18px; display: grid; gap: 12px; }
.finance-card li { display: flex; gap: 12px; align-items: baseline; font-weight: 500; }
.finance-card li::before { content: "•"; color: var(--gold); font-weight: 700; }
.offer-points { margin: 22px 0; display: grid; gap: 10px; font-weight: 500; }
.on-gold .fine, .on-gold .micro { opacity: .78; }

.on-gold a { color: inherit; }


.breather { height: clamp(300px, 52vh, 560px); }
.breather img { width: 100%; height: 100%; object-fit: cover; }


.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
@media (max-width: 980px) { .cards { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .cards { grid-template-columns: 1fr; } }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px 24px 24px; position: relative; overflow: hidden;
  text-decoration: none; display: block; transition: transform .15s ease, box-shadow .15s ease;
}
.card::before { content: ""; position: absolute; left: 0; top: 22px; width: 6px; height: 44px; background: var(--gold); border-radius: 0 6px 6px 0; }
.card:hover { transform: translateY(-3px); box-shadow: 0 16px 36px rgba(28,32,36,.12); }
.card h3 { margin-bottom: 8px; }
.card p { font-size: .93rem; opacity: .85; }
.card .go { display: inline-block; margin-top: 14px; font-weight: 600; font-size: .88rem; color: var(--ink); }


.split { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(28px, 4.5vw, 60px); align-items: center; }
@media (max-width: 880px) { .split { grid-template-columns: 1fr; } }
.split .photo { border-radius: var(--radius); overflow: hidden; box-shadow: 0 24px 60px rgba(28,32,36,.18); }
.split .photo img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; }
@media (max-width: 880px) { .split .photo img { aspect-ratio: 4 / 3; } }
.tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 26px; }
@media (max-width: 560px) { .tiles { grid-template-columns: 1fr; } }
.split.split-tight { grid-template-columns: 1.5fr .72fr; }
@media (max-width: 880px) { .split.split-tight { grid-template-columns: 1fr; } }
.split-tight .photo img { aspect-ratio: 3 / 4; }
@media (max-width: 880px) { .split-tight .photo img { aspect-ratio: 16 / 10; } }
.tile { border-left: 4px solid var(--gold); padding: 4px 0 4px 16px; }
.tile h3 { font-size: 1rem; margin-bottom: 4px; }
.tile p { font-size: .9rem; opacity: .85; }


.big-number { font-weight: 700; font-size: clamp(3rem, 8vw, 5.2rem); letter-spacing: -0.03em; line-height: 1; }
.table-wrap { overflow-x: auto; margin-top: 30px; border-radius: var(--radius); }
table.projection { width: 100%; min-width: 560px; border-collapse: collapse; background: rgba(28,32,36,.06); font-size: .95rem; }
table.projection th, table.projection td { padding: 13px 18px; text-align: right; border-bottom: 1px solid rgba(28,32,36,.12); }
table.projection th:first-child, table.projection td:first-child { text-align: left; font-weight: 600; }
table.projection thead th { font-weight: 600; background: var(--ink); color: var(--paper); }
table.projection tbody tr:last-child td { border-bottom: 0; }
table.projection .worst { font-weight: 700; }


.vs { width: 100%; border-collapse: collapse; }
.vs th, .vs td { padding: 16px 18px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.vs thead th { font-size: 1.02rem; }
.vs thead th:nth-child(2) { color: var(--ink); }
.vs thead th:nth-child(3) { color: var(--ink); }
.vs td:first-child { font-weight: 600; width: 26%; font-size: .9rem; opacity: .75; }
.statement { font-weight: 600; font-size: clamp(1.35rem, 3vw, 1.9rem); margin-top: 34px; max-width: 22ch; line-height: 1.25; }
.statement .g { color: var(--ink); }


.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin: 34px 0 8px; }
@media (max-width: 880px) { .stats { grid-template-columns: repeat(2, 1fr); } }
.stat { background: var(--ink-soft); border: 1px solid var(--line-light); border-radius: var(--radius); padding: 22px 20px; }
.stat b { display: block; font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 700; color: var(--gold); letter-spacing: -0.02em; }
.stat span { font-size: .82rem; opacity: .8; }
blockquote.pull {
  border-left: 4px solid var(--gold); padding: 6px 0 6px 22px; margin: 26px 0 14px;
  font-weight: 500; font-size: 1.15rem; line-height: 1.5; max-width: 46ch;
}


.steps { counter-reset: step; display: grid; gap: 26px; }
.step { display: grid; grid-template-columns: 56px 1fr; gap: 18px; align-items: start; }
.step::before {
  counter-increment: step; content: counter(step);
  width: 56px; height: 56px; border-radius: 16px; background: var(--gold);
  color: var(--ink); font-weight: 700; font-size: 1.4rem; display: grid; place-items: center;
}
.step h3 { margin-bottom: 4px; }
.step p { font-size: .95rem; opacity: .88; }


.reviews { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
@media (max-width: 880px) { .reviews { grid-template-columns: 1fr; } }
.review { background: #fff; color: var(--ink); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 24px; display: flex; flex-direction: column; gap: 12px; }
.review .starrow { color: var(--gold); letter-spacing: 3px; font-size: .95rem; }
.review p { font-size: .93rem; }
.review cite { font-style: normal; font-weight: 600; font-size: .9rem; margin-top: auto; }


.chips { display: flex; flex-wrap: wrap; gap: 10px; margin: 26px 0; }
.chip { border: 1px solid var(--line-light); border-radius: 999px; padding: 9px 18px; font-size: .86rem; font-weight: 500; background: rgba(28,32,36,.35); backdrop-filter: blur(4px); }
.straight { font-weight: 600; font-size: clamp(1.25rem, 2.6vw, 1.7rem); line-height: 1.35; max-width: 30ch; }
.straight .g { color: var(--gold); }


.towns { display: flex; flex-wrap: wrap; gap: 8px 10px; margin-top: 26px; max-width: 820px; }
.towns li { border: 1px solid var(--line-light); background: rgba(28,32,36,.38); backdrop-filter: blur(4px); border-radius: 999px; padding: 8px 16px; font-size: .88rem; font-weight: 500; }


.faq { max-width: 1000px; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; gap: 20px;
  align-items: center; padding: 20px 0; font-weight: 600; font-size: 1.02rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--ink); font-size: 1.5rem; font-weight: 500; flex: 0 0 auto; }
.faq details[open] summary::after { content: "–"; }
.faq details p { padding: 0 0 20px; max-width: 68ch; font-size: .96rem; }


.cta-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 5vw, 70px); align-items: start; }
@media (max-width: 880px) { .cta-grid { grid-template-columns: 1fr; } }
form.lead-form { background: var(--paper); color: var(--ink); border-radius: var(--radius); padding: clamp(24px, 3vw, 36px); display: grid; gap: 15px; box-shadow: 0 30px 70px rgba(0,0,0,.35); }
.lead-form label { font-size: .84rem; font-weight: 600; display: grid; gap: 6px; }
.lead-form input, .lead-form select {
  font: inherit; font-size: .95rem; padding: 12px 14px; border-radius: 10px;
  border: 1.5px solid var(--line); background: #fff; width: 100%;
}
.lead-form input:focus, .lead-form select:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.own-row { display: flex; gap: 18px; align-items: center; font-size: .95rem; font-weight: 400; }
.own-row label { display: flex; gap: 8px; align-items: center; font-weight: 400; font-size: .95rem; }
.lead-form .btn { width: 100%; text-align: center; margin-top: 4px; }
.turnstile-slot { min-height: 66px; border: 1.5px dashed var(--line); border-radius: 10px; display: grid; place-items: center; font-size: .8rem; opacity: .6; }


footer.site { background: #14171A; color: rgba(252,251,250,.85); padding: 64px 0 40px; font-size: .9rem; }
.foot-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1.2fr; gap: 34px; margin-bottom: 40px; }
@media (max-width: 880px) { .foot-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .foot-grid { grid-template-columns: 1fr; } }
footer.site .logo img { height: 26px; width: auto; margin-bottom: 14px; }
footer.site h4 { color: var(--paper); font-size: .95rem; margin-bottom: 12px; }
footer.site ul { display: grid; gap: 8px; }
footer.site a { color: rgba(252,251,250,.75); text-decoration: none; }
footer.site a:hover { color: var(--gold); }
.foot-phone { color: var(--gold); font-weight: 600; }
.disclaimer { border-top: 1px solid var(--line-light); padding-top: 26px; font-size: .74rem; line-height: 1.6; opacity: .62; }
.disclaimer p + p { margin-top: 10px; }
.foot-bar { display: flex; flex-wrap: wrap; gap: 8px 22px; justify-content: space-between; margin-top: 26px; font-size: .8rem; opacity: .75; }


.hero-sm { min-height: clamp(400px, 58vh, 580px); display: grid; align-items: end; color: var(--paper); position: relative; overflow: hidden; }
.hero-sm .bg, .hero-sm .scrim { position: absolute; inset: 0; }
.hero-sm .bg img { width: 100%; height: 100%; object-fit: cover; }
.hero-sm .scrim {
  background:
    linear-gradient(180deg, rgba(28,32,36,.62) 0%, rgba(28,32,36,.2) 30%, rgba(28,32,36,0) 46%),
    linear-gradient(196deg, rgba(28,32,36,0) 24%, rgba(28,32,36,.68) 60%, rgba(28,32,36,.96) 100%);
}
.hero-sm .wrap { position: relative; padding-top: 130px; padding-bottom: clamp(36px, 5vw, 56px); width: 100%; }
.hero-sm h1 { font-size: clamp(2rem, 4.6vw, 3.3rem); max-width: 18ch; }
.hero-sm h1 .g { color: var(--gold); }
.hero-sm .lead { max-width: 56ch; margin-top: 14px; font-size: clamp(.95rem, 1.3vw, 1.06rem); color: rgba(252,251,250,.92); }
.hero-sm.plain { background: var(--ink); min-height: 0; }
.hero-sm.plain .wrap { padding-top: 150px; }


.gallery-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
@media (max-width: 880px) { .gallery-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 540px) { .gallery-grid { grid-template-columns: 1fr; } }
.gallery-grid figure { margin: 0; border-radius: var(--radius); overflow: hidden; position: relative; }
.gallery-grid img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; transition: transform .45s ease; }
.gallery-grid figure:hover img { transform: scale(1.04); }
.gallery-grid figcaption {
  position: absolute; left: 0; right: 0; bottom: 0; padding: 30px 16px 12px;
  background: linear-gradient(180deg, rgba(28,32,36,0), rgba(28,32,36,.75));
  color: var(--paper); font-size: .8rem; font-weight: 500;
}


.prose { max-width: 780px; }
.prose h2 { font-size: 1.35rem; margin: 36px 0 12px; }
.prose h3 { font-size: 1.05rem; margin: 22px 0 8px; }
.prose p { margin-bottom: 13px; font-size: .95rem; }
.prose ul { list-style: disc; padding-left: 24px; margin-bottom: 13px; }
.prose li { margin-bottom: 7px; font-size: .95rem; }


.js .reveal {
  opacity: 0; transform: translateY(26px);
  transition: opacity .7s ease, transform .7s cubic-bezier(.22, .61, .36, 1);
}
.js .reveal.in { opacity: 1; transform: none; }
.js .stagger > * {
  opacity: 0; transform: translateY(22px);
  transition: opacity .6s ease, transform .6s cubic-bezier(.22, .61, .36, 1);
}
.js .stagger.in > * { opacity: 1; transform: none; }
.stagger.in > *:nth-child(1) { transition-delay: .04s; }
.stagger.in > *:nth-child(2) { transition-delay: .1s; }
.stagger.in > *:nth-child(3) { transition-delay: .16s; }
.stagger.in > *:nth-child(4) { transition-delay: .22s; }
.stagger.in > *:nth-child(5) { transition-delay: .28s; }
.stagger.in > *:nth-child(6) { transition-delay: .34s; }
.stagger.in > *:nth-child(7) { transition-delay: .4s; }
.stagger.in > *:nth-child(8) { transition-delay: .46s; }

@keyframes rise { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: none; } }
@keyframes kenburns { from { transform: scale(1.06); } to { transform: none; } }
@keyframes kenburns-in { from { transform: scale(1); } to { transform: scale(1.12); } }
.js .hero .eyebrow, .js .hero-sm .eyebrow { animation: rise .7s cubic-bezier(.22,.61,.36,1) .05s both; }
.js .hero h1, .js .hero-sm h1 { animation: rise .7s cubic-bezier(.22,.61,.36,1) .14s both; }
.js .hero .lead, .js .hero-sm .lead { animation: rise .7s cubic-bezier(.22,.61,.36,1) .24s both; }
.js .hero-sm .bg img { animation: kenburns 6.5s ease-out both; }
.js .hero .honest { animation: rise .7s cubic-bezier(.22,.61,.36,1) .32s both; }
.js .hero .btn-row { animation: rise .7s cubic-bezier(.22,.61,.36,1) .4s both; }
.js .hero .micro { animation: rise .7s cubic-bezier(.22,.61,.36,1) .48s both; }
.js .hero .trust { animation: rise .7s cubic-bezier(.22,.61,.36,1) .58s both; }

.hero .bg .slide { position: absolute; inset: 0; opacity: 0; }
.hero .bg .slide:first-child { opacity: 1; }
.hero .bg .slide img { width: 100%; height: 100%; object-fit: cover; }

.hero .bg .slide:first-child, .hero .bg .slide:only-child { opacity: 1; }
.js .hero .bg .slide:nth-child(2) { animation: hero-top 20s ease-in-out infinite; }
@keyframes hero-top {
  0%, 42%   { opacity: 0; }
  50%, 88%  { opacity: 1; }
  96%, 100% { opacity: 0; }
}
.js .hero .bg .slide img { animation: kenburns-in 20s ease-in-out infinite alternate; }
.js .hero .bg .slide:only-child img { animation-duration: 34s; }
.nofx .hero .bg .slide, .nofx .hero .bg .slide img { animation: none !important; }
.hero2 .hero .bg .slide { animation: none !important; }

.herox .hero .bg .slide { animation: none !important; }
.herox .hero .bg .slide:nth-child(2) { opacity: .5; }
.hero2 .hero .bg .slide:nth-child(1) { opacity: 0; }
.hero2 .hero .bg .slide:nth-child(2) { opacity: 1; }
.nofx .hero .bg .slide:first-child { opacity: 1; }
@media (prefers-reduced-motion: reduce) {
  .js .hero .bg .slide, .js .hero .bg .slide img { animation: none !important; }
  .hero .bg .slide:first-child { opacity: 1; }
}

@media (prefers-reduced-motion: reduce) {
  .js .reveal, .js .stagger > * { opacity: 1 !important; transform: none !important; transition: none !important; }
  .js .hero .eyebrow, .js .hero h1, .js .hero .lead, .js .hero .honest,
  .js .hero .btn-row, .js .hero .micro, .js .hero .trust, .js .hero .bg img { animation: none !important; }
}


:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }
.skip { position: absolute; left: -9999px; top: 0; background: var(--gold); color: var(--ink); padding: 10px 16px; z-index: 100; }
.skip:focus { left: 12px; top: 12px; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .btn, .card { transition: none; } }



.sec-tight { padding-top: clamp(44px, 6vw, 74px); padding-bottom: clamp(44px, 6vw, 74px); }
.gold { color: var(--gold); }
.link-go {
  font-weight: 600; color: var(--ink); text-decoration: none;
  border-bottom: 1.5px solid transparent; transition: border-color .4s ease-out;
}
.link-go:hover { border-bottom-color: var(--gold); }
.on-dark .link-go, .on-photo .link-go, .on-card .link-go { color: var(--gold); }
.on-dark .link-go:hover, .on-card .link-go:hover { border-bottom-color: var(--gold); }


.has-mega { position: static; display: flex; align-items: center; }
.mega-trigger {
  font: inherit; background: 0; border: 0; padding: 0; cursor: pointer;
  color: rgba(252,251,250,.92); font-size: .8rem; font-weight: 600;
  letter-spacing: .08em; text-transform: uppercase; white-space: nowrap;
  display: flex; align-items: center; gap: 8px; transition: color .2s ease;
}
.mega-trigger .caret {
  width: 6px; height: 6px; border-right: 1.6px solid currentColor; border-bottom: 1.6px solid currentColor;
  transform: rotate(45deg) translate(-2px, -2px); transition: transform .25s ease;
}
.has-mega:hover .mega-trigger, .has-mega:focus-within .mega-trigger { color: var(--gold); }
.has-mega:hover .caret, .has-mega:focus-within .caret { transform: rotate(225deg) translate(-2px, -2px); }
.mega {
  position: absolute; left: 0; right: 0; top: 96px; z-index: 55;
  background: var(--ink); border-top: 1px solid var(--line-light);
  box-shadow: 0 30px 60px rgba(0,0,0,.4);
  opacity: 0; visibility: hidden; transform: translateY(-10px);
  transition: opacity .25s ease, transform .25s ease, visibility .25s;
}
.has-mega:hover .mega, .has-mega:focus-within .mega, .has-mega.demo-open .mega {
  opacity: 1; visibility: visible; transform: none;
}
.mega-inner {
  max-width: var(--maxw); margin: 0 auto; padding: 46px var(--pad) 56px;
  display: grid; grid-template-columns: 1fr minmax(0, 520px); gap: clamp(36px, 6vw, 90px);
}
.mega-eyebrow {
  display: block; font-size: .7rem; font-weight: 600; letter-spacing: .18em;
  text-transform: uppercase; color: rgba(252,251,250,.5); margin-bottom: 18px;
}
.mega-links a {
  display: block; padding: 17px 2px; color: var(--paper); text-decoration: none;
  font-size: 1.12rem; font-weight: 500; letter-spacing: -.01em; text-transform: none;
  border-bottom: 1px solid var(--line-light); transition: color .2s ease, border-color .4s ease-out;
}
.mega-links a:first-child { border-top: 1px solid var(--line-light); }
.mega-links a:hover { color: var(--gold); border-bottom-color: var(--gold); }
.feature-card {
  display: block; position: relative; border-radius: 16px; overflow: hidden;
  text-decoration: none; color: var(--paper); aspect-ratio: 16 / 10;
}
.feature-card img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform .45s ease; }
.feature-card::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(28,32,36,.15) 0%, rgba(28,32,36,.5) 52%, rgba(28,32,36,.88) 100%);
}
.feature-card:hover img { transform: scale(1.035); }
.feature-copy { position: absolute; left: 0; right: 0; bottom: 0; z-index: 2; padding: 28px 30px 30px; }
.feature-copy h3 { font-size: clamp(1.05rem, 1.6vw, 1.35rem); max-width: 18ch; margin-bottom: 18px; }
.feature-copy .pill {
  display: inline-flex; align-items: center; gap: 10px;
  border: 1.5px solid rgba(252,251,250,.7); border-radius: 999px;
  padding: 11px 20px; font-size: .88rem; font-weight: 600;
  transition: background .2s ease, color .2s ease, border-color .2s ease;
}
.feature-card:hover .pill { background: var(--paper); color: var(--ink); border-color: var(--paper); }
.sheet-label {
  display: block; padding: 14px 22px 6px; font-size: .68rem; font-weight: 600;
  letter-spacing: .18em; text-transform: uppercase; color: rgba(252,251,250,.45);
}
@media (max-width: 1080px) { .mega { display: none; } }


nav.main .mega a, nav.main .mega h3, nav.main .mega span {
  text-transform: none; letter-spacing: -.01em; white-space: normal; font-size: inherit;
}
nav.main .mega .mega-eyebrow { font-size: .7rem; letter-spacing: .18em; text-transform: uppercase; }
nav.main .mega-links a { font-size: 1.12rem; font-weight: 500; }
nav.main .feature-copy h3 { font-size: clamp(1.05rem, 1.6vw, 1.35rem); }
nav.main .feature-copy .pill { font-size: .88rem; letter-spacing: normal; }


.cta-band {
  display: flex; gap: 24px; align-items: center; flex-wrap: wrap;
  margin-top: 40px; padding-top: 32px; border-top: 1px solid var(--line-light);
}
.cta-band p { font-weight: 600; font-size: 1.15rem; color: var(--gold); }


.claims-head { font-size: clamp(1.85rem, 4.2vw, 3rem); max-width: 15ch; margin-bottom: clamp(44px, 6vw, 76px); }
.claims-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.claim { padding: 0 clamp(16px, 2.2vw, 32px); border-left: 1px solid var(--line-light); }
.claim:first-child { padding-left: 0; border-left: 0; }
.claim .ico {
  width: 34px; height: 34px; margin-bottom: 28px; display: block;
  fill: none; stroke: var(--gold); stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round;
}
.claim h3 { font-size: 1.06rem; margin-bottom: 10px; }
.claim p { font-size: .9rem; opacity: .74; }
@media (max-width: 880px) {
  .claims-grid { grid-template-columns: 1fr 1fr; row-gap: 40px; }
  .claim:nth-child(3) { border-left: 0; padding-left: 0; }
}
@media (max-width: 560px) {
  .claims-grid { grid-template-columns: 1fr; row-gap: 30px; }
  .claim { border-left: 0; padding: 28px 0 0; border-top: 1px solid var(--line-light); }
  .claim:first-child { border-top: 0; padding-top: 0; }
}



.free-power { margin-top: clamp(38px, 5vw, 64px); }
.free-power h3 { font-size: clamp(1.2rem, 2vw, 1.6rem); margin-bottom: 28px; }
.fp-cols { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(22px, 3vw, 44px); }
@media (max-width: 780px) { .fp-cols { grid-template-columns: 1fr; } }
.on-card .hl-mark path { stroke: var(--gold); }
.free-power h3 { font-size: 1.28rem; margin-bottom: 12px; }



.on-dark table.projection { background: rgba(252,251,250,.05); }
.on-dark table.projection th, .on-dark table.projection td { border-bottom-color: rgba(252,251,250,.12); }
.on-dark table.projection thead th { background: rgba(255,197,18,.13); color: var(--gold); }
.on-dark table.projection .worst { color: var(--gold); }


.areas-grid { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1fr); gap: clamp(30px, 5vw, 70px); align-items: center; }
@media (max-width: 880px) { .areas-grid { grid-template-columns: 1fr; } }
.nsw-map { width: 100%; height: auto; display: block; overflow: visible; }
.nsw-map .land { fill: rgba(28,32,36,.055); stroke: rgba(28,32,36,.16); stroke-width: 1.5; }
.nsw-map .coast { fill: none; stroke: rgba(28,32,36,.4); stroke-width: 2; }
.nsw-map .border { fill: none; stroke: rgba(28,32,36,.32); stroke-width: 1.4; stroke-dasharray: 5 5; }
.nsw-map .geo { font-size: 12.5px; font-weight: 600; letter-spacing: .14em; fill: rgba(28,32,36,.42); }
.nsw-map .geo.sea { fill: rgba(28,32,36,.28); }
.nsw-map .lbl { font-size: 15px; font-weight: 600; fill: var(--ink); }
.nsw-map .dot { fill: var(--gold); stroke: var(--ink); stroke-width: 2; transition: r .2s ease; }
.nsw-map .halo { fill: var(--gold); opacity: 0; transition: opacity .2s ease; }
.nsw-map a { cursor: pointer; }
.nsw-map .pin a:hover .halo, .nsw-map .pin a:focus .halo, .nsw-map .pin.demo .halo { opacity: .26; }
.nsw-map .pin a:hover .dot, .nsw-map .pin a:focus .dot, .nsw-map .pin.demo .dot { r: 8; }
.nsw-map .lbl { transition: opacity .2s ease, fill .2s ease; }

.nsw-map:hover .lbl, .nsw-map:focus-within .lbl, .nsw-map:has(.pin.demo) .lbl { opacity: .22; }
.nsw-map .pin a:hover .lbl, .nsw-map .pin a:focus .lbl, .nsw-map .pin.demo .lbl { opacity: 1; fill: var(--ink); }
.town-links { display: flex; flex-wrap: wrap; gap: 9px 10px; margin-top: 28px; }
.town-links a {
  display: inline-block; background: #fff; border: 1px solid var(--line); border-radius: 999px;
  padding: 8px 16px; font-size: .88rem; font-weight: 500; text-decoration: none;
  transition: border-color .2s ease, color .2s ease;
}
.town-links a:hover { border-color: var(--gold); color: var(--ink); }


.sticky-cta { display: none; }
@media (max-width: 720px) {
  .sticky-cta {
    display: flex; gap: 10px; position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
    padding: 10px 14px calc(10px + env(safe-area-inset-bottom, 0px));
    background: rgba(28,32,36,.95); border-top: 1px solid var(--line-light);
  }
  .sticky-cta .btn { flex: 1; text-align: center; padding: 14px 16px; font-size: .95rem; }
  .sticky-cta .call {
    flex: 0 0 54px; display: grid; place-items: center; border-radius: 12px;
    border: 1.5px solid rgba(252,251,250,.5); color: var(--paper); text-decoration: none;
  }
  body { padding-bottom: 78px; }
}

@media (prefers-reduced-motion: reduce) {
  .mega, .mega-trigger .caret, .feature-card img, .feature-copy .pill,
  .nsw-map .dot, .nsw-map .halo, .link-go { transition: none !important; }
}




.announce {
  position: absolute; top: 0; left: 0; right: 0; z-index: 60;
  background: rgba(12,14,16,.72); backdrop-filter: blur(6px);
  border-bottom: 1px solid rgba(252,251,250,.12); color: var(--paper);
}
.announce-in { max-width: var(--maxw); display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 20px; height: 44px; }
.announce-msg { grid-column: 2; font-size: .82rem; font-weight: 500; text-align: center; }
.announce-msg a { color: var(--gold); font-weight: 600; text-underline-offset: 3px; }
.announce-tel { grid-column: 3; justify-self: end; display: flex; align-items: center; gap: 8px; font-size: .82rem; font-weight: 600; text-decoration: none; white-space: nowrap; }
.announce-tel:hover { color: var(--gold); }
@media (max-width: 900px) { .announce-tel { display: none; } }
.only-sm { display: none; }
@media (max-width: 620px) {
  
  .only-wide { display: none; }
  .only-sm { display: inline; }
  .announce-msg { font-size: .74rem; line-height: 1.35; }
}

header.site { top: 44px; }
@media (max-width: 560px) { header.site { top: 40px; } }
.hero .wrap { padding-top: 120px; }
.hero-sm .wrap { padding-top: 180px; }
.hero-sm.plain .wrap { padding-top: 196px; }
.mega { top: 96px; }


.nav-actions { display: flex; align-items: center; gap: 10px; flex: 0 0 auto; }
.nav-tel, .btn-tel {
  display: grid; place-items: center; border-radius: 999px; color: var(--paper);
  border: 1.5px solid rgba(252,251,250,.55); text-decoration: none;
  transition: background .2s ease, color .2s ease, border-color .2s ease;
}
.nav-tel { width: 44px; height: 44px; }
.btn-tel { width: 54px; height: 54px; }
.nav-tel:hover, .btn-tel:hover { background: var(--gold); color: var(--ink); border-color: var(--gold); }
@media (max-width: 1080px) { .nav-tel { display: none; } }


.rev-band { padding: 30px 0 34px; overflow: hidden; border-bottom: 1px solid var(--line); }
.rev-track { display: flex; gap: 16px; width: max-content; animation: rev-scroll 64s linear infinite; }
.rev-band:hover .rev-track { animation-play-state: paused; }
@keyframes rev-scroll { from { transform: none; } to { transform: translateX(-50%); } }
.rev-card {
  width: 340px; flex: 0 0 340px; background: #fff; border: 1px solid var(--line);
  border-radius: var(--radius); padding: 20px 22px; display: flex; flex-direction: column; gap: 9px;
}
.rev-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.rev-card .starrow { color: var(--gold); letter-spacing: 2px; font-size: .92rem; }
.rev-card p { font-size: .89rem; line-height: 1.55; display: -webkit-box; -webkit-line-clamp: 4; -webkit-box-orient: vertical; overflow: hidden; }
.rev-card cite { font-style: normal; font-weight: 600; font-size: .85rem; margin-top: auto; }
@media (prefers-reduced-motion: reduce) {
  .rev-track { animation: none; width: auto; overflow-x: auto; }
}


.panel { border-radius: 22px; padding: clamp(28px, 4.4vw, 60px); }
.on-card { background: var(--ink); color: var(--paper); }
.on-card .fine, .on-card small { opacity: .7; }


.tick {
  flex: 0 0 26px; height: 26px; margin-top: 3px; border-radius: 8px;
  background: var(--gold); display: grid; place-items: center; position: relative;
}
.tick::after {
  content: ""; width: 11px; height: 6px; border-left: 2.4px solid var(--ink);
  border-bottom: 2.4px solid var(--ink); transform: rotate(-45deg) translate(1px, -1px);
}
.js .stagger.in .tick::after { animation: tick-in .35s ease-out both; }
@keyframes tick-in { from { clip-path: inset(0 100% 0 0); } to { clip-path: inset(0); } }


.offer-kicker { font-size: .95rem; font-weight: 600; opacity: .7; margin-top: 4px; }
.offer-figure {
  font-weight: 700; font-size: clamp(3.6rem, 9vw, 6.4rem); line-height: .95;
  letter-spacing: -.04em; margin: 4px 0 10px; display: flex; align-items: flex-start; gap: 2px;
}
.offer-figure .cur { font-size: .48em; font-weight: 600; margin-top: .22em; }
.offer-h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); max-width: 20ch; }
.elig { display: grid; gap: 13px; margin-top: 18px; }
.elig li::before { content: none; }
.elig li { display: flex; gap: 13px; align-items: flex-start; font-size: .95rem; font-weight: 500; }
.finance-card h3 { color: var(--gold); font-size: 1.25rem; }


.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 4.5vw, 64px); align-items: start; }
@media (max-width: 880px) { .contact-grid { grid-template-columns: 1fr; } }
.contact-lines { display: grid; gap: 12px; margin-top: 26px; }
.contact-lines li { display: flex; align-items: center; gap: 13px; font-weight: 600; }
.contact-lines a { text-decoration: none; border-bottom: 1.5px solid rgba(255,197,18,.55); }
.contact-lines a:hover { border-bottom-color: var(--gold); }
.ci { width: 34px; height: 34px; border-radius: 50%; background: var(--gold); color: var(--ink); display: grid; place-items: center; flex: 0 0 auto; }
.step-form h3 { font-size: 1.25rem; margin-bottom: 16px; }
.f-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 480px) { .f-row { grid-template-columns: 1fr; } }
.step-form fieldset { border: 0; margin-top: 4px; }
.step-form legend { font-size: .84rem; font-weight: 600; margin-bottom: 8px; }
.fstep { display: grid; gap: 15px; }
.fstep[hidden] { display: none; }
.f-back { background: 0; border: 0; font: inherit; font-size: .84rem; font-weight: 600; opacity: .6; cursor: pointer; justify-self: start; padding: 0; }
.f-back:hover { opacity: 1; }


.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(20px, 3vw, 34px); }
@media (max-width: 880px) { .why-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .why-grid { grid-template-columns: 1fr; } }

.why-grid { gap: 0; }
.why { padding: 0 clamp(20px, 2.6vw, 40px); border-left: 1px solid var(--line); }
.why:first-child { padding-left: 0; border-left: 0; }
.why-ico { display: block; color: var(--ink); margin-bottom: 24px; }
.why-ico svg { width: 42px; height: 42px; }
.why h3 { font-size: 1.12rem; margin-bottom: 10px; max-width: 15ch; }
.why p { font-size: .95rem; opacity: .82; }
@media (max-width: 880px) {
  .why-grid { row-gap: 38px; }
  .why:nth-child(3) { border-left: 0; padding-left: 0; }
}
@media (max-width: 520px) {
  .why { border-left: 0; padding: 0; }
}


.step-ico {
  width: 74px; height: 74px; border-radius: 50%; background: var(--gold); color: var(--ink);
  display: grid; place-items: center; margin-bottom: 20px;
}
.step-ico svg { width: 36px; height: 36px; }

.sec-sub { margin-top: 16px; max-width: 62ch; font-size: 1rem; opacity: .8; }


.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(22px, 3.4vw, 44px); }
.steps-grid.four { grid-template-columns: repeat(4, 1fr); gap: clamp(20px, 2.6vw, 36px); }
@media (max-width: 820px) { .steps-grid, .steps-grid.four { grid-template-columns: 1fr; } }
.pstep h3 { font-size: 1.08rem; margin-bottom: 8px; }
.pstep p { font-size: .94rem; opacity: .82; }


.hl { position: relative; display: inline; }
.hl-mark { position: absolute; left: 0; bottom: -.22em; width: 100%; height: .42em; overflow: visible; pointer-events: none; }
.hl-mark path {
  fill: none; stroke: var(--gold); stroke-width: 9; stroke-linecap: round;
  vector-effect: non-scaling-stroke; stroke-dasharray: 320; stroke-dashoffset: 320;
}
.js .hl.in .hl-mark path { animation: hl-draw 8s ease-out .2s infinite; }
@keyframes hl-draw {
  0%   { stroke-dashoffset: 320; }
  15%  { stroke-dashoffset: 0; }
  88%  { stroke-dashoffset: 0; }
  100% { stroke-dashoffset: 320; }
}


.shock { background: var(--ink); color: var(--paper); }
.shock .eyebrow { color: var(--alert); opacity: 1; }
.shock-figure { margin: clamp(30px, 5vw, 54px) 0 8px; }
.shock-lead { font-size: clamp(1rem, 1.7vw, 1.2rem); opacity: .8; }
.shock-number {
  font-weight: 700; font-size: clamp(4.2rem, 15vw, 10rem); line-height: .9; letter-spacing: -.045em;
  color: var(--alert); display: flex; align-items: flex-start; gap: 2px; margin: 6px 0 14px;
}
.shock-number .cur { font-size: .42em; font-weight: 600; margin-top: .2em; }
.shock-sub { font-size: clamp(1.05rem, 2vw, 1.5rem); font-weight: 600; max-width: 26ch; }
.shock table.projection { background: rgba(252,251,250,.05); }
.shock table.projection th, .shock table.projection td { border-bottom-color: rgba(252,251,250,.12); }
.shock table.projection thead th { background: rgba(217,48,37,.16); color: #FF8A80; }
.shock table.projection .worst { color: var(--alert); font-weight: 700; }
.shock .link-go { color: var(--paper); }
.shock .link-go:hover { border-bottom-color: var(--alert); }


.nsw-map .mk path { fill: var(--gold); stroke: var(--ink); stroke-width: 1.6; }
.nsw-map .mk-dot { fill: var(--ink); }
.nsw-map .mk { transform-box: fill-box; transform-origin: 50% 100%; transition: scale .2s ease; }
.js .nsw-map .pin .mk { opacity: 0; }
.js .map-holder.in .nsw-map .pin .mk { animation: pin-drop .5s cubic-bezier(.22,.61,.36,1) both; animation-delay: var(--d, 0s); }
@keyframes pin-drop { from { opacity: 0; translate: 0 -16px; scale: .7; } to { opacity: 1; translate: 0 0; scale: 1; } }
.nsw-map .pin a:hover .mk, .nsw-map .pin a:focus .mk, .nsw-map .pin.demo .mk { scale: 1.28; }

@media (prefers-reduced-motion: reduce) {
  .rev-track, .js .hl.in .hl-mark path, .js .map-holder.in .nsw-map .pin .mk,
  .js .stagger.in .tick::after { animation: none !important; }
  .js .nsw-map .pin .mk { opacity: 1; }
  .hl-mark path { stroke-dashoffset: 0; }
}


.sec:not(.shock) + .sec::before {
  content: ""; position: absolute; top: 0; left: 50%; transform: translateX(-50%);
  width: min(calc(100% - var(--pad) * 2), calc(var(--maxw) - var(--pad) * 2));
  height: 1px; background: var(--line);
}
.js .sec:not(.shock) + .sec::before { transform: translateX(-50%) scaleX(0); transform-origin: center; transition: transform .8s cubic-bezier(.22,.61,.36,1); }
.js .sec:not(.shock) + .sec.in::before, .js .sec:not(.shock) + .sec:has(.in)::before { transform: translateX(-50%) scaleX(1); }
.sec.no-rule::before { display: none; }
@media (prefers-reduced-motion: reduce) {
  .js .sec:not(.shock) + .sec::before { transform: translateX(-50%) scaleX(1); transition: none; }
}


.hero-split { min-height: min(96vh, 1000px); }
.hero-split .wrap { text-align: left; padding-top: 150px; padding-bottom: 60px; }
.hero-grid { display: grid; grid-template-columns: 1.05fr minmax(0, 460px); gap: clamp(30px, 5vw, 70px); align-items: center; }
@media (max-width: 940px) { .hero-grid { grid-template-columns: 1fr; } .hero-split .wrap { padding-top: 130px; } }
.hero-split h1 { max-width: 17ch; margin-left: 0; margin-right: 0; font-size: clamp(2.1rem, 4.4vw, 3.3rem); }
.hero-split .lead { margin-left: 0; margin-right: 0; max-width: 52ch; }
.hero-split .btn-row { justify-content: flex-start; }
.hero-split .link-go { color: var(--paper); }
.hero-split .link-go:hover { border-bottom-color: var(--paper); }
.hero-split .scrim {
  background:
    linear-gradient(180deg, rgba(28,32,36,.6) 0%, rgba(28,32,36,.18) 24%, rgba(28,32,36,0) 42%),
    linear-gradient(90deg, rgba(28,32,36,.82) 0%, rgba(28,32,36,.52) 38%, rgba(28,32,36,.16) 66%, rgba(28,32,36,.05) 100%),
    linear-gradient(0deg, rgba(28,32,36,.5) 0%, rgba(28,32,36,0) 40%);
}
.hero-form { box-shadow: 0 34px 80px rgba(0,0,0,.42); }
.hero-form h3 { font-size: 1.2rem; margin-bottom: 14px; }


.offer-side { display: grid; gap: 18px; align-content: start; }
.elig-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: clamp(24px, 3vw, 34px); }
.elig-card h3 { font-size: 1.15rem; }
.elig-card .elig li { font-weight: 500; }


.vpp-card { text-align: center; }
.vpp-card h2 { max-width: 34ch; margin: 0 auto 18px; font-size: clamp(1.5rem, 3vw, 2.3rem); }
.vpp-card p { max-width: 60ch; margin: 0 auto; font-size: clamp(1rem, 1.6vw, 1.15rem); }


.hero-loan { min-height: 0; }
.hero-loan .wrap { text-align: center; padding-top: 170px; padding-bottom: clamp(56px, 7vw, 90px); }
.hero-loan h1 { max-width: 18ch; margin-left: auto; margin-right: auto; }
.hero-loan h1 .g { display: block; color: inherit; }
.hero-loan .lead { max-width: none; margin-left: auto; margin-right: auto; }
.hero-loan .micro { margin-bottom: 34px; }
.hero-loan .hero-form { max-width: 560px; margin: 0 auto; text-align: left; }
.hero-loan .trust { justify-content: center; max-width: 760px; margin-left: auto; margin-right: auto; border-top: 0; }
@media (max-width: 640px) { .hero-loan .wrap { padding-top: 140px; } }


.elig-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: clamp(28px, 5vw, 64px); align-items: center; }
@media (max-width: 820px) { .elig-grid { grid-template-columns: 1fr; } }
.elig-panel h2 { font-size: clamp(1.9rem, 4vw, 3rem); }
.elig-big { gap: 18px; }
.elig-big li { font-size: clamp(1rem, 1.5vw, 1.15rem); font-weight: 500; align-items: center; }
.elig-big .tick { flex: 0 0 30px; height: 30px; margin-top: 0; }


.kerrie-intro { display: flex; gap: 22px; align-items: flex-start; }
.face-slot {
  flex: 0 0 88px; width: 88px; height: 88px; border-radius: 50%;
  background: var(--gold); color: var(--ink); display: grid; place-items: center;
  font-weight: 700; font-size: 2rem; border: 3px solid rgba(252,251,250,.25);
}
.face-slot img { width: 100%; height: 100%; border-radius: 50%; object-fit: cover; }
@media (max-width: 560px) { .kerrie-intro { flex-direction: column; } }


.hero-about { min-height: min(72vh, 680px); }
.hero-about .wrap { padding-top: 150px; }
.hero-about h1 { max-width: 16ch; }
.mv-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(18px, 2.6vw, 30px); }
@media (max-width: 780px) { .mv-grid { grid-template-columns: 1fr; } }
.mv { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: clamp(24px, 3vw, 38px); border-top: 4px solid var(--gold); }
.mv h3 { font-size: 1.15rem; margin-bottom: 10px; }
.mv p { font-size: .96rem; opacity: .88; }
.split .photo img.founders { aspect-ratio: auto; }


.hero-v2 { background: var(--ink); color: var(--paper); padding: 170px 0 clamp(56px, 7vw, 96px); }
.hv2-grid { display: grid; grid-template-columns: 1.15fr minmax(0, 440px); gap: clamp(32px, 5vw, 80px); align-items: center; }
@media (max-width: 940px) { .hv2-grid { grid-template-columns: 1fr; } .hero-v2 { padding-top: 140px; } }
.hero-v2 .eyebrow { color: var(--gold); opacity: 1; display: inline-flex; align-items: center; gap: 12px; }
.hero-v2 .eyebrow .dash { width: 34px; height: 2px; background: var(--gold); display: inline-block; }
.hero-v2 h1 { font-size: clamp(2.4rem, 5.4vw, 4rem); line-height: 1.05; max-width: 15ch; }
.hero-v2 h1 .g { color: var(--gold); display: block; }
.hero-v2 .lead { margin: 18px 0 26px; max-width: 46ch; color: rgba(255,255,255,.88); }
.hero-v2 .micro { margin-top: 14px; opacity: .7; }
.hv2-video { position: relative; margin: 0; border-radius: 22px; overflow: hidden; border: 2px solid var(--gold); box-shadow: 0 34px 90px rgba(0,0,0,.5); }
.hv2-video img { width: 100%; height: auto; display: block; aspect-ratio: 4 / 5; object-fit: cover; }
.hv2-play {
  position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%);
  display: inline-flex; align-items: center; gap: 9px; white-space: nowrap;
  background: var(--paper); color: var(--ink); font-weight: 600; font-size: .92rem;
  padding: 13px 22px; border-radius: 999px; box-shadow: 0 10px 30px rgba(0,0,0,.35);
}
.hv2-play svg { color: var(--gold); }
.js .hv2-video:hover .hv2-play { transform: translate(-50%, -50%) scale(1.05); transition: transform .2s ease; }
.hv2-video figcaption {
  position: absolute; left: 0; right: 0; bottom: 0; padding: 40px 20px 16px;
  background: linear-gradient(180deg, rgba(28,32,36,0), rgba(28,32,36,.82));
  font-size: .84rem; font-weight: 500; color: var(--paper);
}

.pull cite { display: block; margin-top: 12px; font-style: normal; font-weight: 600; font-size: .78em; opacity: .85; }


.hero.ha2 { min-height: min(80vh, 740px); }
.hero.ha2 .wrap {
  text-align: left; align-self: end;
  padding-top: 150px; padding-bottom: clamp(44px, 6vh, 70px);
}
.hero.ha2 h1 { margin-left: 0; max-width: 15ch; }
.hero.ha2 .lead { margin-left: 0; max-width: 46ch; }
.hero.ha2 .bg img { object-position: 50% 18%; filter: grayscale(1); }
.hero.ha2 .scrim {
  background: linear-gradient(180deg, rgba(28,32,36,.66) 0%, rgba(28,32,36,.22) 30%, rgba(28,32,36,.18) 52%, rgba(28,32,36,.84) 100%);
}
.mv2 { background: var(--ink); color: var(--paper); }
.mv2 .eyebrow { color: var(--gold); opacity: 1; }
.mv2-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(34px, 5vw, 72px); align-items: start; }
.mv2-block + .mv2-block { border-left: 1px solid rgba(252,251,250,.14); padding-left: clamp(34px, 5vw, 72px); }
.mv2-line {
  margin-top: 14px; font-weight: 700; letter-spacing: -0.5px;
  font-size: clamp(1.35rem, 2vw, 1.9rem); line-height: 1.28;
}
.mv2-line em { font-style: normal; color: var(--gold); }
@media (max-width: 880px) {
  .mv2-grid { grid-template-columns: 1fr; gap: 34px; }
  .mv2-block + .mv2-block { border-left: 0; padding-left: 0; border-top: 1px solid rgba(252,251,250,.14); padding-top: 34px; }
}

.hero-v2.areas-hero .av3-copy { max-width: 56ch; }
.hero-v2.areas-hero h1 { max-width: 20ch; }
.hero-v2.areas-hero .av3-img { width: 54%; }


.hero h1.h1-xl {
  font-size: clamp(2.7rem, 7.4vw, 5.4rem);
  line-height: .98; letter-spacing: -2px; max-width: 16ch;
}
.hero h1.h1-xl .g { display: block; color: var(--gold); }


.crew-band { margin: clamp(28px, 4vw, 46px) 0 0; }
.crew-band img {
  width: 100%; height: auto; display: block; border-radius: var(--radius);
  box-shadow: 0 24px 60px rgba(28,32,36,.16);
}
.crew-band figcaption { margin-top: 12px; font-size: .86rem; color: rgba(28,32,36,.6); }
.on-dark .crew-band figcaption, .mv2 .crew-band figcaption { color: rgba(252,251,250,.66); }


.sec-head.wide-head { max-width: none; }
.sec-head.wide-head .sec-sub { max-width: 92ch; }


.offer-grid { grid-template-columns: 1.12fr .88fr; gap: clamp(20px, 2.6vw, 36px); }

nav.main .mega .mega-links-2 { display: grid; grid-template-columns: 1fr 1fr; column-gap: 26px; }


.kerrie-quote { display: grid; grid-template-columns: 160px 1fr; gap: clamp(34px, 5vw, 64px); align-items: center; margin-top: clamp(28px,3.4vw,44px); }
.kerrie-quote img { width: 100%; height: auto; border-radius: 50%; aspect-ratio: 1/1; object-fit: cover; object-position: 62% 30%; opacity: .92; }
.kerrie-quote .pull { margin: 0; }
@media (max-width: 780px) { .kerrie-quote { grid-template-columns: 96px 1fr; gap: 22px; } }


.team-strip { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.team-strip figure { margin: 0; border-radius: var(--radius); overflow: hidden; }
.team-strip img { width: 100%; height: 100%; display: block; aspect-ratio: 4/3; object-fit: cover; }
@media (max-width: 780px) { .team-strip { grid-template-columns: 1fr 1fr; } .team-strip figure:last-child { display: none; } }
.hero-v2.about-hero .av3-img { top: 104px; }
.hero-v2.about-hero .av3-img img { object-position: 50% 8%; }


.hero-v2.contact-hero { position: relative; overflow: hidden; padding: clamp(150px, 20vh, 200px) 0 clamp(56px, 7vw, 86px); }
.ch-bg { position: absolute; inset: 0; }
.ch-bg img { width: 100%; height: 100%; object-fit: cover; object-position: 62% 45%; opacity: .58; filter: grayscale(.15); }
.ch-bg::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(90deg, rgba(28,32,36,.92) 0%, rgba(28,32,36,.6) 44%, rgba(28,32,36,.34) 100%);
}
.hero-v2.contact-hero .wrap { position: relative; z-index: 1; }
.ch-grid { display: grid; grid-template-columns: 1fr 1.05fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
@media (max-width: 940px) { .ch-grid { grid-template-columns: 1fr; } }
.ch-copy h1 { font-size: clamp(2.2rem, 4.6vw, 3.4rem); max-width: 14ch; }
.ch-copy .lead { margin: 18px 0 0; max-width: 44ch; }
.ch-lines { list-style: none; padding: 0; margin: 26px 0 0; display: grid; gap: 8px; font-size: .94rem; color: rgba(255,255,255,.86); }
.ch-lines a { color: var(--gold); font-weight: 600; }
.ch-doors { display: grid; gap: 16px; }
.ch-door {
  background: rgba(22,26,30,.88); border: 1px solid rgba(255,255,255,.18);
  border-radius: var(--radius); padding: 26px 26px 24px; display: grid; gap: 8px; align-content: start;
}
.ch-door h2 { font-size: 1.2rem; line-height: 1.3; }
.ch-door p { font-size: .92rem; color: rgba(255,255,255,.84); }
.ch-door .btn { margin-top: 14px; justify-self: start; }
.ch-door .btn-ghost { border: 1.5px solid var(--gold); color: var(--gold); background: transparent; }
.ch-door .btn-ghost:hover { background: var(--gold); color: var(--ink); }
.ch-door-alt { background: rgba(30,26,14,.9); border-color: rgba(255,197,18,.42); }


.kerrie-right { display: grid; grid-template-columns: 1fr 190px; gap: clamp(20px,3vw,40px); align-items: center; }
.kerrie-right img { width: 100%; height: auto; border-radius: var(--radius); aspect-ratio: 1/1; object-fit: cover; object-position: 50% 28%; opacity: .62; filter: grayscale(.4); }
@media (max-width: 780px) { .kerrie-right { grid-template-columns: 1fr; } .kerrie-right img { max-width: 220px; } }


.hero.hero-sm-photo { min-height: min(62vh, 560px); }
.hero.hero-sm-photo .wrap { padding-top: 150px; padding-bottom: 40px; }
.hero.hero-sm-photo h1 { font-size: clamp(2rem, 4.2vw, 3.1rem); max-width: 22ch; }


.chat-strip {
  display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap;
  background: var(--ink); color: var(--paper); border-radius: var(--radius); padding: 18px 22px;
}
.chat-strip p { font-size: .96rem; }
.btn.btn-sm { padding: 11px 20px; font-size: .88rem; }


.support-photo { margin: 0; border-radius: var(--radius); overflow: hidden; }
.support-photo img { width: 100%; height: auto; display: block; aspect-ratio: 4/3; object-fit: cover; object-position: 60% 50%; filter: grayscale(.35) brightness(.82) contrast(1.03); }


.who-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 26px; }
@media (max-width: 780px) { .who-grid { grid-template-columns: 1fr; } }
.who-card { border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 24px; background: #fff; display: grid; gap: 8px; align-content: start; }
.who-card h3 { font-size: 1.15rem; }
.who-card p { font-size: .92rem; opacity: .78; }
.who-card .btn { margin-top: 12px; justify-self: start; }
.who-card .btn-ghost { border: 1.5px solid var(--ink); color: var(--ink); background: transparent; }
.who-card .btn-ghost:hover { background: var(--ink); color: var(--paper); }


.kerrie-photo { display: grid; grid-template-columns: 280px 1fr; gap: clamp(20px,3vw,36px); align-items: center; }
.kerrie-photo img { width: 100%; height: auto; border-radius: var(--radius); aspect-ratio: 4/5; object-fit: cover; object-position: 50% 30%; }
@media (max-width: 780px) { .kerrie-photo { grid-template-columns: 1fr; } .kerrie-photo img { aspect-ratio: 16/10; } }


.contact-chat { display: grid; grid-template-columns: 1.4fr .6fr; gap: clamp(24px, 4vw, 48px); align-items: center; }
.contact-chat-cta { display: grid; gap: 12px; justify-items: start; }
.contact-chat-cta .btn { width: 100%; text-align: center; }
@media (max-width: 780px) { .contact-chat { grid-template-columns: 1fr; } }


.area-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; margin-top: 28px; }
.area-card {
  display: block; text-decoration: none; color: inherit;
  border: 1px solid var(--line); border-radius: var(--radius);
  padding: 22px 22px 20px; background: #fff;
  transition: border-color .2s ease, transform .2s ease, box-shadow .2s ease;
}
.area-card:hover { border-color: var(--gold); transform: translateY(-2px); box-shadow: 0 16px 40px rgba(28,32,36,.1); }
.area-card h3 { font-size: 1.12rem; }
.area-card p { font-size: .86rem; opacity: .72; margin-top: 6px; }
.area-card .area-go { display: inline-block; margin-top: 14px; font-size: .85rem; font-weight: 600; }


.loc2-intro-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: clamp(28px, 4vw, 60px); align-items: start; }
.loc2-map { margin-top: 6px; }
.loc2-map .nsw-map { width: 100%; height: auto; }
@media (max-width: 980px) { .loc2-intro-grid { grid-template-columns: 1fr; } .loc2-map { display: none; } }
.nsw-map .pin.on .halo { opacity: 1; }
.nsw-map .pin.on .mk { fill: var(--gold); }
.nsw-map .pin.on .lbl { opacity: 1; font-weight: 700; }


.loc2-prose p { max-width: 62ch; }
.loc2-prose p + p { margin-top: 13px; }
.panel .loc2-prose p { max-width: 68ch; }
.loc2-areas-label { margin-top: 26px; }
.area-chips { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 12px; list-style: none; padding: 0; }
.area-chips li {
  border: 1px solid var(--line); border-radius: 999px;
  padding: 8px 15px; font-size: .85rem; font-weight: 500;
}
.panel .area-chips li { border-color: rgba(252,251,250,.22); }
.loc2-nearby { margin-top: 22px; font-size: .92rem; }
.loc2-nearby a { color: var(--gold); font-weight: 600; text-underline-offset: 3px; }
.hero.hb2.loc2-hero { min-height: min(88vh, 900px); }


.split .photo.photo-wide img { aspect-ratio: 4 / 4.4; object-position: 100% 55%; }
@media (max-width: 880px) { .split .photo.photo-wide img { aspect-ratio: 4 / 3; object-position: 92% 55%; } }
.vpp-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(28px, 4vw, 60px); align-items: center; text-align: left; }
.vpp-grid .phone { width: min(290px, 76vw); margin: 6px auto; }
@media (max-width: 880px) { .vpp-grid { grid-template-columns: 1fr; gap: 34px; } }
.phone-screen.vapp { background: #10141a; color: var(--paper); gap: 13px; padding: 0 15px 18px; }
.vapp-top {
  margin: 0 -15px; padding: 14px 17px 16px;
  background: linear-gradient(180deg, #FFC512 0%, #FFC512 66%, rgba(255,197,18,0) 100%);
  color: var(--ink); display: grid; gap: 11px;
  border-radius: 41px 41px 0 0;
}
.vapp-top .ph-sig { color: var(--ink); }
.vapp-tabs { display: flex; justify-content: center; gap: 26px; font-size: .78rem; font-weight: 500; }
.vapp-tabs span { opacity: .55; }
.vapp-tabs b { border-bottom: 2px solid var(--ink); padding-bottom: 2px; }
.vapp-live { background: var(--ink); color: var(--paper); border-radius: 16px; padding: 13px 15px 14px; display: grid; gap: 10px; box-shadow: 0 10px 26px rgba(0,0,0,.28); }
.vapp-live-head { display: flex; justify-content: space-between; align-items: baseline; }
.vapp-live-head span { font-size: .66rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; color: var(--gold); }
.vapp-live-head b { font-size: .86rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; }
.vapp-live-stats { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 8px; }
.vapp-live-stats i { display: block; font-style: normal; font-size: .6rem; text-transform: uppercase; letter-spacing: .05em; color: rgba(252,251,250,.55); margin-bottom: 2px; }
.vapp-live-stats b { font-size: 1.06rem; letter-spacing: -0.3px; }
.vapp-live-stats small { font-size: .6rem; font-weight: 600; color: rgba(252,251,250,.7); }
.vapp-lab { font-size: .66rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; color: rgba(252,251,250,.6); }
.vapp-flow { display: grid; gap: 7px; }
.vapp-bar { position: relative; display: flex; gap: 3px; height: 16px; border-radius: 8px; overflow: hidden; margin-top: 2px; }
.vapp-bar i { display: block; height: 100%; }
.vapp-bar em { position: absolute; right: 6px; top: 50%; transform: translateY(-50%); font-style: normal; font-size: .56rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: rgba(16,20,26,.85); mix-blend-mode: normal; }
.f-sol { background: var(--gold); }
.f-bat { background: #8ad4a8; }
.f-grid { background: #e08de0; }
.f-home { background: #7fb7e8; }
.vapp-legend { display: flex; gap: 14px; font-size: .66rem; color: rgba(252,251,250,.75); }
.vapp-legend span { display: inline-flex; align-items: center; gap: 5px; }
.vapp-legend b { width: 8px; height: 8px; border-radius: 3px; }
.k-sol { background: var(--gold); } .k-bat { background: #8ad4a8; } .k-grid { background: #e08de0; } .k-home { background: #7fb7e8; }
.vapp-earn {
  background: #fff; color: var(--ink); border-radius: 16px; padding: 13px 16px;
  display: flex; align-items: center; justify-content: space-between; gap: 10px;
}
.vapp-earn span { display: block; font-size: .64rem; text-transform: uppercase; letter-spacing: .07em; font-weight: 700; color: rgba(28,32,36,.6); }
.vapp-earn b { font-size: 1.9rem; letter-spacing: -1px; line-height: 1.1; }
.vapp-earn em { font-style: normal; font-size: .66rem; text-align: right; color: rgba(28,32,36,.6); line-height: 1.4; }
.vapp-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.vt { border-radius: 14px; padding: 11px 13px; display: grid; gap: 1px; }
.vt span { font-size: .62rem; text-transform: uppercase; letter-spacing: .07em; font-weight: 700; }
.vt b { font-size: 1.25rem; letter-spacing: -0.4px; }
.vt i { font-style: normal; font-size: .62rem; opacity: .72; }
.vt-gold { background: var(--gold); color: var(--ink); }
.vt-dark { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.1); }


.hero.hb2 .bg img, .hero.hb2 .bg video { object-position: 50% 38%; }
.hero.hb2 .bg video { width: 100%; height: 100%; object-fit: cover; }
.hero.hb2 .scrim {
  background:
    linear-gradient(0deg, rgba(28,32,36,.34), rgba(28,32,36,.34)),
    radial-gradient(ellipse 62% 48% at 50% 50%, rgba(28,32,36,.58) 0%, rgba(28,32,36,.28) 55%, rgba(28,32,36,0) 78%),
    linear-gradient(180deg, rgba(28,32,36,.58) 0%, rgba(28,32,36,.16) 24%, rgba(28,32,36,0) 40%),
    linear-gradient(0deg, rgba(28,32,36,.72) 0%, rgba(28,32,36,.3) 30%, rgba(28,32,36,0) 62%);
}


.hero-v2.av3 { position: relative; overflow: hidden; padding: clamp(170px, 24vh, 230px) 0 clamp(90px, 12vh, 150px); }
.av3-img { position: absolute; top: 0; right: 0; bottom: 0; width: 62%; }
.av3-img::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(28,32,36,.82) 0%, rgba(28,32,36,.35) 14%, rgba(28,32,36,0) 30%);
  pointer-events: none;
}
.av3-img img, .av3-img video {
  width: 100%; height: 100%; object-fit: cover; object-position: 28% 42%;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 24%);
  mask-image: linear-gradient(90deg, transparent 0, #000 24%);
}
.hero-v2.av3 .wrap { position: relative; }
.av3-copy { max-width: 44ch; }
@media (max-width: 940px) {
  .hero-v2.av3 { padding: 140px 0 0; }
  .av3-img { position: static; width: 100%; height: 340px; margin-top: 36px; }
  .av3-img img, .av3-img video {
    -webkit-mask-image: linear-gradient(180deg, transparent 0, #000 20%);
    mask-image: linear-gradient(180deg, transparent 0, #000 20%);
  }
}


.elig-panel .big4 {
  display: inline-block; color: var(--gold); font-weight: 700;
  font-size: 2.35em; line-height: .72; vertical-align: -0.1em;
  margin-right: 12px; letter-spacing: -3px;
}
.finance-card.fc-big {
  align-self: stretch; display: flex; flex-direction: column; justify-content: center;
  padding: clamp(30px, 3.6vw, 48px);
}
.finance-card.fc-big h3 { font-size: 1.55rem; margin-bottom: 12px; }
.finance-card.fc-big > p { font-size: 1.02rem; max-width: 40ch; }
.fc-rows { margin-top: 24px; display: grid; gap: 19px; }
.finance-card .fc-rows li { align-items: flex-start; gap: 14px; }
.finance-card .fc-rows li::before { content: none; }
.fc-rows .tick { margin-top: 2px; }
.fc-rows b { display: block; font-size: 1.13rem; line-height: 1.3; }
.fc-rows li div span { display: block; margin-top: 3px; font-size: .9rem; font-weight: 400; color: rgba(252,251,250,.72); }


.hero.hs2 { min-height: min(100vh, 1020px); }
.hero.hs2 .wrap {
  text-align: left; display: grid; grid-template-columns: .9fr 1.1fr;
  gap: clamp(24px, 3vw, 44px); align-items: center;
  padding-top: clamp(160px, 19vh, 220px); padding-bottom: 64px;
}
.hero.hs2 h1 { margin-left: 0; margin-right: 0; max-width: 12ch; }
.hero.hs2 .lead { margin: 18px 0 0; }
.hero.hs2 .hero-form { margin: 0; width: 100%; max-width: 580px; }
.hero.hs2 .trust { grid-column: 1 / -1; justify-content: center; margin-top: 22px; }
.hero.hs2 .scrim {
  background: linear-gradient(90deg, rgba(28,32,36,.55) 0%, rgba(28,32,36,.28) 42%, rgba(28,32,36,.06) 66%, rgba(28,32,36,.16) 100%);
}
.hero.hs2 .bg img { object-position: 0% 45%; }
@media (max-width: 880px) {
  .hero.hs2 .wrap { grid-template-columns: 1fr; gap: 26px; text-align: center; }
  .hero.hs2 h1 { margin-left: auto; margin-right: auto; }
  .hero.hs2 .lead { margin: 16px auto 0; }
  .hero.hs2 .hero-form { margin: 0 auto; }
  .hero.hs2 .bg img { object-position: 58% 40%; }
}


.shock-grid {
  display: grid; grid-template-columns: 1.08fr .92fr;
  gap: clamp(34px, 5vw, 72px); align-items: center;
  margin-top: clamp(28px, 4vw, 48px);
}
.shock-copy p { max-width: 54ch; }
.shock-copy p + p { margin-top: 14px; }
.shock-copy .shock-gone {
  margin-top: 26px; font-size: clamp(1.55rem, 2.7vw, 2.25rem);
  font-weight: 700; line-height: 1.12; letter-spacing: -0.5px;
}
.shock-gone em { font-style: normal; color: var(--alert); }
table.projection.mini { min-width: 0; margin-top: 26px; }
.shock table.projection.mini th, .shock table.projection.mini td { border-bottom-color: rgba(252,251,250,.14); }
.shock table.projection.mini { background: rgba(252,251,250,.05); }
.shock table.projection.mini .worst { color: var(--alert); font-size: 1.05em; }

.phone-duo { display: flex; align-items: center; justify-content: center; gap: 4px; padding: 30px 10px; }
.bill-callout {
  position: relative; max-width: 175px; min-width: 0; text-align: right;
  font-size: clamp(1rem, 1.5vw, 1.18rem); font-weight: 600; line-height: 1.4;
}
.bill-callout strong {
  display: block; color: var(--alert);
  font-size: clamp(1.9rem, 3vw, 2.5rem); font-weight: 700;
  line-height: 1.08; letter-spacing: -1px; margin: 6px 0 4px;
}
.callout-arrow { flex: 0 0 auto; width: clamp(48px, 5vw, 84px); height: auto; margin-top: 54px; }
.callout-arrow path { fill: none; stroke: rgba(252,251,250,.55); stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; }
.phone {
  flex: 0 0 auto; position: relative; width: min(300px, 78vw);
  aspect-ratio: 1 / 1.95; display: flex;
  border-radius: 54px; padding: 5px;
  background: linear-gradient(150deg, #6d6678 0%, #453f50 16%, #232028 42%, #1b1821 62%, #514b5c 88%, #2a2632 100%);
  box-shadow:
    0 1px 0 rgba(255,255,255,.22) inset,
    0 -1px 0 rgba(255,255,255,.08) inset,
    0 54px 100px -24px rgba(0,0,0,.75),
    0 22px 40px -22px rgba(0,0,0,.6);
}
.phone-body { flex: 1; display: flex; background: #08070a; border-radius: 49px; padding: 4px; }
.phone-screen {
  flex: 1; background: #fff; color: var(--ink); border-radius: 45px;
  padding: 16px 24px 26px; display: flex; flex-direction: column; gap: 17px;
}
.ph-pay { margin-top: auto; }
.ph-status { display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; padding: 0 2px; }
.ph-time { font-size: .84rem; font-weight: 600; }
.ph-island { position: relative; width: 96px; height: 28px; border-radius: 999px; background: #0a090c; justify-self: center; }
.ph-island::after {
  content: ""; position: absolute; right: 8px; top: 50%; transform: translateY(-50%);
  width: 10px; height: 10px; border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #2b3f55, #10141c 70%);
}
.ph-sig { justify-self: end; display: inline-flex; color: var(--ink); }
.ph-side {
  position: absolute; width: 4px; border-radius: 2.5px;
  background: linear-gradient(90deg, #746d80, #37323f 45%, #211d29);
  box-shadow: 0 1px 1px rgba(0,0,0,.5);
}
.ph-power { right: -3.5px; top: 25%; height: 76px; background: linear-gradient(270deg, #746d80, #37323f 45%, #211d29); }
.ph-mute { left: -3.5px; top: 15.5%; height: 26px; }
.ph-volu { left: -3.5px; top: calc(15.5% + 38px); height: 46px; }
.ph-vold { left: -3.5px; top: calc(15.5% + 96px); height: 46px; }
.ph-pay {
  display: block; text-align: center; background: var(--ink); color: #fff;
  border-radius: 13px; padding: 13px; font-weight: 600; font-size: .92rem;
}
.bill-top { display: flex; flex-direction: column; gap: 2px; padding-bottom: 14px; border-bottom: 1px solid var(--line); }
.bill-app { font-weight: 600; font-size: 1.04rem; }
.bill-q { font-size: .82rem; color: rgba(28,32,36,.55); }
.bill-sk { display: flex; flex-direction: column; gap: 11px; }
.bill-sk i { display: block; height: 10px; border-radius: 5px; background: rgba(28,32,36,.09); }
.bill-due {
  border: 1px solid rgba(217,48,37,.35); background: rgba(217,48,37,.06);
  border-radius: 16px; padding: 17px 18px 16px;
  display: flex; flex-direction: column; gap: 1px;
}
.bill-lab { font-size: .78rem; font-weight: 600; text-transform: uppercase; letter-spacing: .07em; color: rgba(28,32,36,.6); }
.bill-amt { font-size: 3.1rem; font-weight: 700; color: var(--alert); line-height: 1.06; letter-spacing: -1.5px; }
.bill-sub { font-size: .82rem; color: rgba(28,32,36,.55); }
@media (min-width: 1440px) {
  .phone { width: 330px; }
}
@media (max-width: 1259px) and (min-width: 881px) {
  .phone-duo { flex-direction: column; gap: 22px; }
  .callout-arrow { display: none; }
  .bill-callout { order: 2; max-width: none; text-align: center; }
  .bill-callout strong { display: inline; margin: 0; }
  .phone { width: min(300px, 36vw); }
}
@media (max-width: 880px) {
  .shock-grid { grid-template-columns: 1fr; gap: 38px; }
  .phone-duo { flex-direction: column; gap: 26px; padding: 24px 0 12px; }
  .callout-arrow { display: none; }
  .bill-callout { order: 2; max-width: none; text-align: center; }
  .bill-callout strong { display: inline; margin: 0; }
  .phone { width: min(290px, 78vw); }
}




.lede-sm {
  font-size: .82rem; font-weight: 600; line-height: 1.5;
  letter-spacing: .12em; text-transform: uppercase;
  color: var(--gold); margin: 0;
}


.checks.checks-xl { gap: clamp(20px, 2.4vw, 30px); max-width: 900px; }
.checks-xl li {
  font-size: clamp(1.3rem, 3.1vw, 2.15rem); font-weight: 600;
  line-height: 1.16; letter-spacing: -.022em;
  gap: clamp(15px, 1.7vw, 22px); align-items: flex-start;
}
.checks.checks-xl .tick {
  flex: 0 0 clamp(24px, 2.3vw, 30px); height: clamp(24px, 2.3vw, 30px);
  border-radius: 9px; margin-top: .22em;
}
.checks.checks-xl .tick::after { width: 13px; height: 7px; border-width: 2.6px; }
@media (max-width: 560px) {
  .checks.checks-xl .tick::after { width: 11px; height: 6px; border-width: 2.4px; }
}


.offer-wins { display: grid; gap: 13px; margin-top: 26px; max-width: 46ch; }
.offer-wins p { margin: 0; font-size: 1.08rem; line-height: 1.55; font-weight: 500; }
.offer-wins strong { font-weight: 700; }


.offer-grid.offer-mid { align-items: center; }

.offer-mid .offer-h2 { max-width: 30ch; }


@media (max-width: 880px) {
  .offer-grid { grid-template-columns: 1fr; }
}


.free-power .eyebrow { margin-bottom: 10px; }


.hero-v2.av3.hw-hero .av3-img img { object-position: 58% 44%; }


.turnstile-slot { display: none; }


.support-split .photo img { aspect-ratio: 4 / 3; object-position: 64% 42%; }
.support-points { display: grid; gap: 16px; margin-top: 22px; }
.support-points li { display: grid; gap: 3px; padding-left: 18px; border-left: 3px solid var(--gold); }
.support-points b { font-size: 1.06rem; line-height: 1.3; }
.support-points span { color: rgba(28,32,36,.75); line-height: 1.5; }
.monitor-phone { padding: 10px 0; }
.phone-screen.app { background: #10141a; color: var(--paper); padding: 14px 18px 20px; gap: 12px; }
.phone-screen.app .ph-status { color: var(--paper); }
.app-top { display: flex; justify-content: space-between; align-items: center; font-size: .8rem; font-weight: 600; }
.app-live { display: inline-flex; align-items: center; gap: 6px; color: #8fd37a; font-size: .72rem; }
.app-live i { width: 7px; height: 7px; border-radius: 50%; background: #8fd37a; box-shadow: 0 0 0 3px rgba(143,211,122,.25); }
.app-kw b { font-size: 2.5rem; line-height: 1; letter-spacing: -.03em; font-weight: 700; }
.app-kw small { font-size: 1rem; font-weight: 600; margin-left: 4px; }
.app-kw span { display: block; font-size: .72rem; color: rgba(252,251,250,.62); margin-top: 4px; }
.app-flow { width: 100%; height: auto; }
.app-tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-top: auto; }
.app-tiles div { background: rgba(255,255,255,.06); border-radius: 12px; padding: 10px 6px; display: grid; gap: 2px; text-align: center; }
.app-tiles b { font-size: .92rem; }
.app-tiles span { font-size: .62rem; color: rgba(252,251,250,.6); }
@media (max-width: 880px) { .support-split, .monitor-split { grid-template-columns: 1fr; } }


.support-points-row { grid-template-columns: repeat(3, 1fr); gap: 26px; margin: 0 0 clamp(28px, 3.5vw, 44px); }
@media (max-width: 880px) { .support-points-row { grid-template-columns: 1fr; gap: 16px; } }
.sw { background: var(--ink); color: var(--paper); border-radius: var(--radius); padding: clamp(16px, 2vw, 26px); box-shadow: 0 30px 70px rgba(28,32,36,.28); }
.sw-bar { display: flex; justify-content: space-between; align-items: center; font-size: .72rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: rgba(252,251,250,.62); padding: 2px 4px 16px; }
.sw-live { display: inline-flex; align-items: center; gap: 9px; color: var(--paper); }
.sw-live i { width: 9px; height: 9px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 4px rgba(255,197,18,.22); }
.sw-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: 16px; }
@media (max-width: 980px) { .sw-grid { grid-template-columns: 1fr; } }
.sw-card { background: rgba(255,255,255,.035); border: 1px solid rgba(252,251,250,.09); border-radius: 16px; padding: 18px 18px 16px; }
.sw-card-head { display: flex; justify-content: space-between; gap: 12px; font-size: .68rem; font-weight: 600; letter-spacing: .15em; text-transform: uppercase; color: rgba(252,251,250,.5); margin-bottom: 14px; }
.sw-card-head span:first-child { color: var(--gold); }
.sw-live-grid { display: grid; grid-template-columns: 1.25fr 1fr; gap: 14px; align-items: center; }
@media (max-width: 560px) { .sw-live-grid { grid-template-columns: 1fr; } }
.sw-schem { width: 100%; height: auto; display: block; }
.sw-stats { display: grid; gap: 14px; }
.sw-stats li { display: grid; grid-template-columns: 38px 1fr; gap: 12px; align-items: start; }
.sw-ico { width: 38px; height: 38px; border-radius: 10px; border: 1.5px solid var(--gold); color: var(--gold); display: grid; place-items: center; }
.sw-ico svg { width: 20px; height: 20px; }
.sw-stats b { display: flex; align-items: center; gap: 8px; font-size: .98rem; font-weight: 600; }
.sw-stats em { display: block; font-style: normal; font-weight: 700; font-size: 1.6rem; line-height: 1.15; color: var(--gold); letter-spacing: -.02em; }
.sw-stats small { font-size: .78rem; font-weight: 600; margin-left: 4px; color: rgba(252,251,250,.7); }
.sw-sep { margin: 0 6px; color: rgba(252,251,250,.4); font-size: 1rem; }
.sw-pct { font-size: 1.05rem; color: var(--paper); }
.sw-pill { font-size: .64rem; font-weight: 700; letter-spacing: .04em; padding: 3px 9px; border-radius: 999px; background: var(--gold); color: var(--ink); }
.sw-pill.dim { background: rgba(252,251,250,.14); color: rgba(252,251,250,.8); }
.sw-chart { width: 100%; height: auto; display: block; }
.sw-legend { display: flex; gap: 18px; align-items: center; font-size: .78rem; font-weight: 600; color: rgba(252,251,250,.8); margin-top: 8px; padding: 0 4px; }
.sw-legend i { display: inline-block; width: 9px; height: 9px; border-radius: 50%; margin-right: 6px; vertical-align: 0; }
.sw-legend .s { background: var(--gold); } .sw-legend .h { background: var(--paper); } .sw-legend .b { background: rgba(252,251,250,.45); }
.sw-now { margin-left: auto; color: rgba(252,251,250,.55); font-weight: 500; }
.sw-note { text-align: center; margin-top: 16px; }

.sw-live-grid { grid-template-columns: 1fr 1fr; }
.sw-stats li { min-width: 0; }
.sw-stats b { flex-wrap: wrap; row-gap: 4px; }
.sw-stats em { font-size: 1.45rem; white-space: nowrap; }
.sw-stats small { margin-left: 3px; }

.sw-stats small, .sw-stats .sw-sep, .sw-stats .sw-pct { display: inline; }


.monitor-split { align-items: center; }
.monitor-phone { flex-direction: column; gap: 18px; padding: 26px 0 10px; perspective: 1500px; }
.monitor-phone .phone {
  width: min(318px, 74vw);
  transform: rotateY(-24deg) rotateX(7deg) rotateZ(-2deg); transform-origin: 50% 50%;
  box-shadow: 0 1px 0 rgba(255,255,255,.22) inset, 0 -1px 0 rgba(255,255,255,.08) inset,
              44px 62px 90px -34px rgba(0,0,0,.72), 12px 20px 40px -20px rgba(0,0,0,.5);
}
.monitor-phone .phone-screen { position: relative; overflow: hidden; }
.monitor-phone .phone-screen::after {
  content: ""; position: absolute; inset: 0; border-radius: 45px; pointer-events: none;
  background: linear-gradient(112deg, rgba(255,255,255,.11) 0%, rgba(255,255,255,0) 34%, rgba(0,0,0,0) 62%, rgba(0,0,0,.24) 100%);
}
@media (max-width: 880px) { .monitor-phone .phone { transform: rotateY(-15deg) rotateX(4deg) rotateZ(-1deg); } }
@media (prefers-reduced-motion: no-preference) { .monitor-phone .phone { transition: transform .5s ease; } }
.phone-screen.app.sw-app { padding: 12px 15px 16px; gap: 9px; }
.app-bar { display: flex; justify-content: space-between; align-items: center; font-size: .58rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: rgba(252,251,250,.55); }
.app-bar .sw-live { color: var(--paper); gap: 7px; }
.app-bar .sw-live i { width: 7px; height: 7px; box-shadow: 0 0 0 3px rgba(255,197,18,.22); }
.app-lbl { display: block; font-size: .6rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: rgba(252,251,250,.5); }
.sw-app .app-kw b { font-size: 2.15rem; }
.app-sub { display: block; font-size: .62rem; color: rgba(252,251,250,.58); margin-top: 2px; }
.app-rows { display: grid; gap: 6px; }
.app-rows li { display: grid; grid-template-columns: 18px 1fr auto; align-items: center; gap: 8px; font-size: .7rem; font-weight: 500; padding: 7px 9px; background: rgba(255,255,255,.055); border-radius: 10px; }
.app-rows li svg { width: 16px; height: 16px; color: var(--gold); }
.app-rows em { font-style: normal; font-weight: 700; color: var(--paper); white-space: nowrap; }
.app-rows .sw-pill { font-size: .52rem; padding: 2px 6px; margin-left: 5px; vertical-align: 1px; }
.app-chart { width: 100%; height: auto; display: block; margin: 2px 0 0; }
.app-totals { display: grid; grid-template-columns: repeat(4, 1fr); gap: 5px; }
.app-totals div { background: rgba(255,255,255,.055); border-radius: 9px; padding: 7px 3px 6px; text-align: center; }
.app-totals b { display: block; font-size: .86rem; color: var(--gold); line-height: 1.1; }
.app-totals span { display: block; font-size: .5rem; color: rgba(252,251,250,.55); line-height: 1.2; margin-top: 3px; }
.app-meta { display: flex; justify-content: space-between; font-size: .56rem; letter-spacing: .04em; color: rgba(252,251,250,.45); font-family: ui-monospace, SFMono-Regular, Menlo, monospace; margin-top: auto; }
.monitor-phone .sw-note { margin: 4px 0 0; max-width: 34ch; text-align: center; }


.monitor-phone { perspective: 1300px; padding: 30px 0 18px; }
.monitor-phone .phone {
  width: min(330px, 76vw);
  transform-style: preserve-3d;
  transform: rotateY(-30deg) rotateZ(-6deg) rotateX(0deg);
  box-shadow: 0 1px 0 rgba(255,255,255,.28) inset, 0 -1px 0 rgba(255,255,255,.1) inset;
}

.monitor-phone .phone::before, .monitor-phone .phone::after {
  content: ""; position: absolute; inset: 0; border-radius: 54px; pointer-events: none;
  background: linear-gradient(150deg, #4a4456 0%, #2b2733 40%, #1a1720 100%);
}
.monitor-phone .phone::before { transform: translateZ(-9px); }
.monitor-phone .phone::after  { transform: translateZ(-18px); filter: brightness(.75);
  box-shadow: 40px 70px 80px -30px rgba(0,0,0,.6), 0 40px 60px -30px rgba(0,0,0,.45); }
.monitor-phone .phone-body { transform: translateZ(1px); }
.monitor-phone .phone-screen::after {
  background: linear-gradient(105deg, rgba(255,255,255,.14) 0%, rgba(255,255,255,.03) 28%, rgba(255,255,255,0) 45%, rgba(0,0,0,.18) 100%);
}
@media (max-width: 880px) { .monitor-phone .phone { transform: rotateY(-22deg) rotateZ(-4deg); } }

.monitor-phone .phone { transform: rotateY(-24deg) rotateX(9deg) rotateZ(8deg); }
@media (max-width: 880px) { .monitor-phone .phone { transform: rotateY(-18deg) rotateX(7deg) rotateZ(6deg); } }



p .hl, li .hl {
  background-image: linear-gradient(to right, rgba(255,197,18,.95), rgba(255,197,18,.95));
  background-repeat: no-repeat; background-size: 100% .28em; background-position: 0 92%;
  -webkit-box-decoration-break: clone; box-decoration-break: clone;
  padding: 0 .06em; margin: 0 -.06em;
}
p .hl .hl-mark, li .hl .hl-mark { display: none; }
@media (max-width: 720px) {
  h1 .hl .hl-mark, h2 .hl .hl-mark, h3 .hl .hl-mark { bottom: -.12em; height: .3em; }
}


@media (max-width: 720px) {
  .lead-form input, .lead-form select, .lead-form textarea, .ssc-inputbar input { font-size: 16px; }
}


.own-row { gap: 22px; flex-wrap: wrap; }
.own-row label { gap: 9px; white-space: nowrap; }
.own-row input[type="radio"] { width: 20px; height: 20px; margin: 0; flex: 0 0 20px; accent-color: var(--gold); }


@media (max-width: 720px) {
  .hero-v2 .btn-row, .hero-v2 .av3-copy .btn { display: none; }
  body { padding-bottom: 0; }
}



@media (max-width: 940px) {
  .hero-v2.about-hero .av3-img::after { display: none; }
  .hero-v2.about-hero .av3-img img { -webkit-mask-image: none; mask-image: none; object-position: 50% 0; }
  .hero-v2.about-hero .av3-img { margin-top: 20px; height: 380px; }
}


details.burger .sheet { left: auto; right: 0; transform-origin: top right; }


@media (max-width: 1080px) { .nav-bar details.burger { margin-left: auto; } }
@media (min-width: 1081px) { .nav-bar nav.main { margin-left: auto; } }